I listen to dave ramsey on youtube quite a bit. I pretty much go by his way of thinking before he became so popular. He is very extreme, borrow nothing. He will allow borrowing for a home under strict parameters. I hear some really debt horror stories with all the call ins and I agree with his methods to get out of the mess.
I don't believe in debt and trying to buy happiness. But....Life is short and it it's something you really want and can afford it, not put a hard ship on your family, go for it....What is your line of thinking?
If you really want something,and can afford to buy/do it, without a burden on your finances...do it...YOLO