This could also be said of people, who prepare their entire life for retirement; who view life as a destination not a journey. You can prepare for tough times without being a miserly Scrooge. Do not keep your entire wealth in dollar denominated assets. Resist being brainwashed by advertisers influencing you to buy this car, clothes or house to keep up with the Joneses. Get off the gerbil wheel of debt. Resist what someone elses definition of what fun is or what retirement is.