There doesn't seem to be any rhyme or reason why some of these bikes are rated the way they are. Either way, those are good prices on both bikes. Who's your carrier? Do you have the cage insured with them too?
Originally posted by epsylum
The answer (dumb answer, but an answer) is the word "ninja". The insurance companies know squat about bikes, so tehy base their rates on stupid things like the bike's name. Things that ca hurt you are any letter "Rs" in the name (i.e. CBR, GSX-R, etc.) and fancy names like "Ninja", "Hayabusa", and "Hurricane".
I was paying less for full coverage on my brand new 2000 TL-1000S (about $25 a month) at age 20 than I was paying for liability only on my 95 Mercury Cougar (about $120 a month) on the same policy.
I bet if it had been a TL-1000R it would had been over 5 times as much.
They asked me the engine size. I said published or actual. They said actual. Cool, 448cc.Originally posted by 357glocker
I pay 12.74/mo through state farm for my 250 ninja. I heard to use the true engine size (248cc) and it puts it in a lower class. Maybe sonething to think about.