The subject of insurance comes up from time to time here on GT. I switched from Farmers Insurance to Geico, and cut my car and homeowner's insurance almost in half, and with BETTER coverage: lower deductibles, much higher limits, etc. I found this to be very interesting: Ten Worst Insurance Companies in America http://law.freeadvice.com/insurance_law/insurers_bad_faith/ten-worst-insurance-companies.htm The American Association of Justice (AAJ) has named the ten worst insurance companies in America based on claim denials, premium increases and refusing insurance to those who need it most. So, whos on the list? Some of the names and what they did to make the list might surprise you. How the report was conducted According to the AAJs recent report entitled, The Ten Worst Insurance Companies in America How They Raise Premiums, Deny Claims and Refuse Insurance to Those Who Need It Most, researchers investigated thousands of court documents, as well as records from the Securities & Exchange Commission (SEC), the Federal Bureau of Investigation (FBI) and state insurance departments. They also looked at news reports and testimony from the insurers former agents and adjusters. The report provides conclusions about the insurance industry as a whole, lists the ten worst insurers and explains why they made the list. These ten companies were named the worst insurers in America for denying claims, raising premiums, refusing insurance to those who need it most and many other reasons: 1. Allstate 2. Unum 3. AIG 4. State Farm 5. Conseco 6. WellPoint 7. Farmers 8. United Health 9. Torchmark 10. Liberty Mutual Check the website, and read some of the stories. A real eye opener.