I swear -- when things are looking up, I somehow always seem to get pooped on! I swung by Lowes this morning to pick up some Liquid Nails for a quick repair at my house that I'm selling. I returned to my truck, and there was another truck parked closely to my left. As I was backing out of my space, I was paying attention to the truck so my left front panel would not connect with his right rear panel. Then *crunch*. To my surprise, there was an Infinity parked in a handycapped spot behind me and one over. I thought my huge hitch had dug into her vehicle, but luckily my bumper hit her rear quarter-panel and bumper. I asked about exchanging info and handling it like that, but she wanted the cops. The cop came and mentioned us handling it ourselves and she wanted a report...so that's what we did. I've got a $1,000.00 deductible, and just got off the phone with USAA. To my surprise, I won't have to pay anything until a probable rate increase. The $1,000 deductible is for MY vehicle only; they'll take care of hers. I did not know this and it was nice to hear. My truck has minor damage. The bumper is pushed up just a hair and pushed in very little, too. The tailgate won't open well enough, but I'm gonna take a 4x4 post and tap it back down with a sledge hammer and it should be as good as new. So -- lesson learned. Don't be complacent and look before you leap! Honestly, I have a lot on my mind and well -- ____ happens!