As a new Glock owner, I have been researching self-defense liability insurance such as what is included with USCCA membership. Is this something that most people purchase or subscribe to? Is it worth it? Thanks!
OP, I have USCCA's basic plan. It's highly unlikely I'd ever need it, but $13/mo. isn't even one restaurant meal and I'm willing to pay it and support the organization. I also enjoy the magazine from time to time. You can use your own attorney, or they can suggest one that is affiliated (not part of USCCA, though) with them. The one on their list that is closest to where I live is the one my family member, who is also an attorney (other specialty), said she would use if she were involved in a self-defense incident whether he was on their list or not.
Whichever you choose, if you choose one at all, be sure and read the fine print. The details vary a lot, and some might require a phone call to clarify. Some pay up front and don't require you to repay even if you lose, some will only reimburse you later and only if you win, some only cover use of a firearm, some cover every kind of self-defense, etc., etc. I haven't compared plans lately.
Welcome to GT, btw! There are lots of knowledgeable (and interesting) folks here.
Edit re next post (#22 below):
I'll try to do a little better job of explaining the plan I have.
I chose the plan with the lowest total benefit limits and the lowest monthly cost, but my benefit limits don't change because of which lawyer I use. They just limit the total amount USCCA would pay on my criminal defense bill. They don't limit my choice of lawyer, though. I can use any lawyer I want whether on their list or not.
According to my family member, the attorney I mentioned above IS the best local attorney for self-defense cases. He has his own independent practice and anyone can use him. He just happens to also be on USCCA's list in Georgia. Even if I dropped my self-defense/USCCA coverage (which I might do as I get older), he's the local attorney I'd still want to use if I was involved in a self-defense incident.
I'd just have to pay the whole bill myself if I didn't have any self-defense coverage at all. IIRC, I now have $50,000 for criminal defense fees, with a higher limit for civil coverage. That might or might not be enough, but I'm willing to pay $13/mo for that coverage-- for my circumstances. (Gun-friendly location, don't always carry but keep loaded guns in my home, retired with a low-risk lifestyle.) I'm not suggesting whether it's the best plan for anyone else; that's a personal decision.