OK this is kind of a complex question, hopefully I can word it so it is understandable. I own a 2003 Ford Escape. I'm looking to trade it for a Nissan Frontier. I talked with a dealer a while back, and they were going to give me $8500 for the trade in, and I currently owe about $6300 on it. My payments are $334 a month. Right now its running well, but there is some work that needs to be done to it, and from what I've read on the internet I don't feel like this vehicle is built to last (google CD4E). It needs new sway bars, it has a minor oil leak, and just last night I started hearing a new sound that is either a CV joint or wheel bearings. I had some tranny issues a while back that were solved with a flush, but I don't have much faith. It has about 62,000 miles. My question is this. Is there any way to figure out how much it will be worth, say 6 months from now? What will drop faster, the amount I owe on it, or the car's value? Should I try to get rid of it now, do the needed repairs, or ride it out a few months longer? I hope I got my point across without making it too confusing! My goal in all of this is to have a vehicle that will last me a long time, and that I don't have to start dumping money into before its paid off. Obviously I need to buy something that will keep my payments around the same amount per month, or else it wouldn't be worth it.