I had to do some waiting room time today, and picked up American Handgunner(March/April) and the May Combat Handguns... Both articles extensively address civil liability and decisions we make.... Not sure where to read the CH article online.. but for the AH article.... http://fmgpublications.ipaperus.com/FMGPublications/AmericanHandgunner/AHMJ10/ Click Archives at the top, then click on issue AHMA10. Article starts on Pg. 34. Hope you all enjoy it as much as I did.