As title says. A neighbor of mine got into a car accident. He is in 80s and was on highway and a lady ran a stop sign and he T-boned her. She was found 90% at fault. (after all he was on road, driving just under speed limit in geo metro) so he was 10% at fault. (for driving a "moterized" roller skate) He broke 5 ribs/ fair amount of bruising, and his ankle/heel was smashed. Due to his age they decided NOT to do major surgery... Spent a month in VA and is doing rehab and almost to cane. So what kind of "offer" should they expect from the other driver's insurance company? 82 yr, retired, has slowed down. (IIRC he used to walk 4+ miles a day rain/shine and was down to under 3 before accident) He was able to take care of his son's place when his son was "deployed" with FEMA. (half dozen horses, 10 cows, 6 calves, 1 bull) as well as LARGE "ORGANIC" garden when his son was dealing with aftermath of hurricane/tornado/etc. (to be fair he asked his son to cut down if he was going to be gone for weeks at a time) I am sure there are "actuarial tables" that are used. Anyone know what ballpark they should expect/demand/be fair? They are kinda new to this thinking. I got idea they would have been happy with chicken feed.