Thanks. Your last sentence 'hit home'. There was a guy that retired from my company several years ago, after working for 42 years. The day he retired, he gathered his jacket and walked out the front door, turned left, heading towards the subway station......... took four steps, and dropped dead. (That is NO lie!) I've thought about your sentence, since that day. Also had a neighbor that was a police officer for 30 years. He retired on a Friday, at the end of his shift. The following Sunday morning, he walked out his front door with a cup of coffee, sat down, took a sip of coffee, and fell over dead. I knew that man for 12 years. There ain't no guarantees.