Would somebody be so kind as to explain to me just what the differance in between a VA loan and a "regular" loan? See, I'm fixin to start buildin a house on some land I own and was told by my Dad to look into a VA loan. I know it's for military personel, but other than that I have no idea what it is, and neither did he. On the same note, where do I go to talk to somebody about getting a VA loan? I've heard that USAA does home mortgages, is that the same sort of deal? Any help and/or advise would be greatly appreciated. Thank you Brothers.