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Picking a Home warranty company - need help.

Discussion in 'The Okie Corral' started by Z71bill, Jun 14, 2012.

  1. Z71bill

    Z71bill

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    My daughter is closing on a house tomorrow.

    The seller has offered to buy a home warranty policy - is allowing her to pick from several different companies.

    I tried to get the price of the house reduced - no go -

    I THINK BUT DON'T KNOW - that the warranty companies offer the seller a free (or reduced rate) policy - so it is not really costing them much of anything - with the hope they can get the new homeowner to renew at the end of the term. I doubt she will renew - but why not pick a company that will give her some level of service for a year.


    The choices are

    American Home Shield

    First American Home Buyers Protection corp

    One Guard

    Old Republic Home Warranty

    Allied Home Warranty

    Any GT help appreciated - I pulled a few reviews - all have good and bad.
     
  2. USMCsilver

    USMCsilver Boat Life ©

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    I had one w/ AHS (as listed above).

    The ONLY reason I got it was because of the age of the heat pump/AC.

    It paid off, and I got a new, bigger unit. When it was time to upgrade, I didn't.

    It was a bit of a headache and a major run-around, but in the end, it was worth the $550 I paid for it.
     

  3. crzn01

    crzn01 G23 Gen 4 (32)

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    Have AHS also...............
     
  4. IndyGunFreak

    IndyGunFreak

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    Since she's not paying for it... then probably AHS. Just keep in mind, 99% of the time, they will screw you.
     
  5. Spartacus100

    Spartacus100

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    We have AHS as well and have used them to replace our upstairs A/C unit and service the downstairs. They seem to be the ok but not great.....
     
  6. Dbltapglock

    Dbltapglock

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    delete
     
    Last edited: Jul 15, 2012
  7. jtull7

    jtull7 Pistolero CLM

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    On a new home, with a 10 year warranty, the usual situation is that the homebuilder takes the first 3 or 4 years of the warranty, and then a third-party provider steps in for the remainder of a term.

    The only true warranty is a warranty from the maker of the goods. When a third-party provider offers a warranty, it is not a warranty, but is insurance.

    This applies to homes, cars, and consumer goods.

    So, if I was going to obtain a "warranty," I would check with my state's Department of Insurance to discover the status of the "warrantor."

    This does not apply in a few states in our country.
     
  8. ddbtoth

    ddbtoth

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    Got a policy paid for by the previous owner for my first house. Imagine my surprise when the plumbing situation didn't fall under the coverage. AHS are bigger crooks than the mortgage industry (probably make more money than they do though).
     
  9. para40

    para40 curmudgeon

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    Wise words, pay heed.
     
  10. HexHead

    HexHead

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    AHS sucks. I used to have them. Had a problem with my toilet, had to use their plumber, they said it wasn't covered so I had to pay full pop, then they threatened to turn me over to collections if I didn't send them their deductible.

    Had some other issues with some of the less than competent service providers they contract with. So that was the final straw.
     
    Last edited: Jun 15, 2012