I’m at a point where my trade in value is higher than what I owe and I wouldn’t mind a newer one. I’m not in dire need but wouldn’t mind a lesser mileage car. I know I’ll be in for some big repairs in the next year. Clanking and clunking in the front end. It’s time for a rebuild. It’s been a good car.Don’t be talked into the monthly payment. It sounds like you can afford it, but the lions share of you getting a good deal or taken to the cleaners comes down to trade price if you’re intent on trading. Get the best trade price you can and from multiple dealers if possible, and deal with laying out your monthly payment after that. Most mfg have decent financing rates now but do your homework and find out what your bank can do as well as sometimes it’s better than the dealer can do. Check either way.
Good luck. I bought a 20 forester sport at the beginning of this year. Decent car.
edit: the engine is fine. I love the flat 6. That is my biggest concern, that I could deal with a 4 banger.