Okay, this is gonna be somewhat drawn out, but I'll be as breif and precise as I can be: MIL bought a beach house in N. Myrtle. My wife and I, and my SIL, each gave a small amount to help with a down payment. The MIL is the only one on the loan. My SIL had the idea. She said she'd help rent it out, maintain, etc. However, this NEVER HAPPENED, so it made no money. The idea was to have it pay for itself. MIL is a cosmotologist. She got a nice sum of money when her mother died, but...it's basically run dry over the last 2 years of paying for this house she "really" couldn't afford in the first place. This month is about the last month she was able to pay for it. She can do nothing else. Her home is paid for. She has very few assets. She's got a '70 SS Chevelle in near mint condition and a Dodge Ram that are paid for. All of these are in her name. Basically, she's gonna stop paying on the beach house because she has no other real choice. I told her to quit paying for it a couple months back if she knew it was going to come to this -- but she didn't. I've told her to sell it for many months now. No joy. So, there she is. My wife wanted me to post this and seek opinions/options. She knows I get all sources of info here, and for the most part, 99% of you guys are more than awesome. Thanks for any/all help.