I also carry IWB at about 1 o'clovk but if I'm wearing a tight t-shirt it's an under shirt and it goes between my belly and the holster. My favorite holster so far is a galco clip on in soft suede leather with a thumb retention strap. It is hard to re-holster but I figure that if I have to draw, re-holstering is going to be the least of my worries. Usually I re-holster by removing the holster from my belt, slide in my g30 and then clip it back on. About the only time i have my gun unholstered and and need to reconceal is if I happen to find myself in town with a few minutes to spare and drop by my local indoor range for a quick 25 or 50 rounds. I have a membership so I don't pay by the visit. It's nice to take a quick lunch, shoot a few rounds, down a sandwich and go back to work.