Why can't you (not just you) understand that the system was always that way. You never got back "your" money. It had been paid to someone else. The money I currently receive is being paid by someone else. There is no one alive in the US that won't eventually receive SS. The eligibility age may be 80, but the system will remain intact. I've calculated that I have received about 6 times the amount I contributed since I started paying in 1959. Some of you were just born at the wrong time in history. You'll just have to work longer.