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Discussion in 'The Okie Corral' started by vart, Feb 9, 2014.
What do you want for 145K?
I actually did turn down a nicer house in the same price range as the one I bought, because it had an HOA or, at least, similar restrictions in the deed.
People post some very strange things here. It never fails. That's pretty much the only reason I bother coming to Glock Talk.
They don't have blue houses in Virginia?
Sometimes, but not always.
Having looked at probably 3-4 dozen different neighborhoods around Columbus over the past few months I can tell you that you can't always tell which ones have a HOA and which don't.
Some HOAs have crazy rules that make the whole neighborhood look like Disney. These are obvious, but a lot of them have fairly simple rules or only deal with things like snow removal.
Also, some non HOA areas look nicer then the HOA areas. Honestly, I find that regardless of rather a place has an HOA or not, the places with higher property taxes tend to look nicer then those that have lower taxes.
I dunno if it's because those people feel more invested in their homes, or those areas just attract people with more money so if they aren't willing to do something themselves they pay someone for it or what.
This whole thread reminds me of this Jon Reep comedy skit. I may have moved out of the country, but I still don't want people telling me what I can and can't do on my property.
So I guess I would be the crazy homeowner in this skit.
[ame="http://www.youtube.com/watch?v=yohB-IXxl7I"]Property Rights - YouTube[/ame]
Sounds like a smart choice. The bulk of my family lives so far back in the woods you have to pipe in sunlight so to speak. It's literally an hour drive to any store other than a very small mom and pop gas station. Literally all they have is Fuel (Gas, Diesel, Kerosene) soda and little Debbie's.
I wouldn't mind moving to a smaller town. Columbus isn't exactly huge but it's up there (15th largest in US last I heard).
I work remotely from home 95% of the time so as long as I can get fast and reliable internet I would be fine. By fast I mean a minimum speed of 30/3. Which would be a huge downgrade from the 100/10 I have now but doable.
As long as I was 1-1.5 hours from the office I could make do for those few times a year I have to go in for a meeting or some sort of event.
For the wife, it isn't really an option. She works in the banking industry, and not in the type of job that they have at the branches, but in the type of jobs they have at the main headquarters and other non bank buildings.
The good news is that property values in Columbus aren't bad. We are looking at fairly nice 2K sq ft places (which is way bigger then we need) with an acre or so of yard space. Which is a good amount in the city.
Hopefully in a few years down the road we can trade up and afford something with a bit more land around it.
This is always an interesting topic.
Count me in the the group that generally prefers HOAs. I would not consider living in an urban/suburban SFH environment without at least a fairly strong HOA.
There are just too many turds out there who don't care about their stuff and even a few who seem to like being, "that guy".
Seems smart, to me.
I refuse to live in a HOA area, if at all possible.
I had to drive in one of those neighborhood to look at some stuff on Craigslist, it creeped me out. How do you get anything done? Everything has to have permissions and done in a super sano way so no one is possibly offended.
Nature is my HOA, if someone does not take care of their house around here you generally cannot tell because the trees/brush surround it. The deer keep the lawns mowed but you cannot see them anyway. Larger lots are the best HOA. I can brew my own coffee, I do not need or want a Starbucks nearby. Larger lots are the best HOA.
I could tolerate an HOA if the rules were fixed with no committee. I can see the no cars on blocks type of rules but approval for painting your house and what kind of shingles you buy is too far for me.
I specifically sought out a home with neighbors like you mention. My neighbor has 2 dozen junk cars in his yard, and a dog that pisses & ****s in my yard daily. I love it. Don't get me wrong, having the dog crapping in my yard infuriates me, but I purposely moved out to the woods, and was thrilled to move in next to a guy with a million junk cars because I KNEW that nobody would mess with my business, and I was right. Pretty soon I'm going to be talking to my neighbor on the other side about clearing some land across our properties to set up a private range. Let's see an HOA approve that!
So knowing it lacked a yard which would be an important feature to most buyers how did you determine it was simply an HOA issue that was making the house a hard sell?
Pleasantville in black & white before color = HOA. Too sterile for me.
I think what he meant was that what most of us would consider to be the yard associated with the house was instead designated a 'common area' by the HOA rules. Perhaps all the outside space is considered common area by them.
If that is indeed the case, then I'd consider it to be an HOA issue making it a hard sell.
Another way to look at it: If the only thing wrong is the cost of the HOA, add up the cost of the HOA.
For ten years. $10,800.
Subtract that from your offer. Tell em take it or leave it.
Re sell can always be difficult for same reason.
Reminds me of the old joke:
Whats the difference between a condo and a condom?
A: You can get out of a condom.
No HOA for us. When we were looking for a new home that was one things that was absolutely out of the question. Now I do have some friends that are in an HOA and are happy. Their HOA is very relaxed, more about taking care of the trash and snow type of things. I still would not buy into one like that for fear of them adding new rules & regulations.
I look at it this way, my wife & I work hard for what we have and do our best to take care of it as we see fit. We have enough government regulations from all areas telling us what to do. We weren't going to buy into a place that wouldn't even let us put up a clothesline!
I have friends who bought a home right around the time that we did, they have an HOA. They are not allowed to put a clothesline up and if they wanted a pool, it had to be inground. They were not allowed to install an above ground pool. Screw places like that.
I am currently in an HOA, will be selling my house in the next year to get out. Tired of the BS. My neighbor has had a utility trailer in his driveway every day for the last 5 years. When I had mine in my driveway over the weekend I got a letter threatening me. When I moved it to a friends yard to keep from getting fined, it was promptly stolen never to be seen again. My other neighbor has a pig pickin catering company and is always cooking a pig in his cooker/trailer while it is parked in the street. Smells great, but rules are enforced based on who you know.
I wouldn't mind living in an HOA, it helps keep property values up and if you have annoying neighbors then they get dealt with promptly. My next door neighbor has kids who love to smoke weed, and that **** reeks, and wafts straight into my room. They also have a dog who they leave outside for extended periods of time, where it barks constantly. They've even left it outside until 2 in the morning, where it barked every 10 seconds or so.
It's worth $100/month to me to not have to deal with that, especially if the HOA is the one who contracts out yard work, so you don't have to rake leaves, cut the grass, pull weeds, plant flowers. It would be nice to come home to a clean front yard without having to do anything.
I wouldn't be tickled pink about one that has all sorts of super stupid nit-picky rules. It all really depends on the HOA and what the people are like that run it. But some HOAs really do have some great advantages.
The outgoing president of my HOA lives across the street from me. He has only ever thanked me for keeping up with my yard and maintaining my home (not sure the previous owner was that good at it). I've never been contacted by the HOA for a corrective matter on anything. I hear from them quite often, but it's usually updates on the improvements they are making around the subdivision (a fishing pier went in last summer at the marina) and events they are planning (neighborhood garage sale, golf cart parade on the 4th, casino night at the clubhouse, etc). Best HOA I've ever encountered, a very positive force for the whole subdivision.
Yes IF THAT IS WHAT WAS GOING ON. There were some lake cabins that way. Because of 26 signatures they started "inspections" It was a HUGE cash cow. New offices, personal trained to inspect rto latest standards. Septic companies loved it. If system was 10 yrs old or older its auto fail. (ok they said they found one 12 yrs old they passed. Thing is it had to passs current regs.
The HOA is so big, it is a corporation (http://www.ciaservices.com/cia-community-index.php?id=406). Its rules are very tightly written; there is none of the petty, power hungry BS I have seen on small HOAs. You can do whatever you want, as long as what you want to do meets the specific minimum standards set forth by the HOA. So, nobody uses crappy shingles or weird paint colors.
If I want to work on a car, I do it in the garage. I store my stuff behind my fence. I keep up my landscaping and my lawn. It's not that big a deal for me, an orderly and neat person. What's great is that even my sloppy neighbors have dynamite front yards, and nobody owns beater cars that are parked on the street.
That's one reason why I'd like to own a house with an HOA. Especially if the HOA contracts out the lawn maintenance, so I don't have to deal with it.