I'll try to make a long story short. Neighbors of mine needed help over the holidays to make ends meet. Husband started a brand new job and no pay yet AND he's away from home, mom busting her butt to make ends meet. They're over their heads in debt and behind on bills with shutoff notices. They're good friends, and so I rallied the troops so to speak and got my friends to pitch in and pay bills, buy groceries, buy Christmas presents for the kids, and to give them cash outright. Everything seems OK as the husband is about to make money now. Then today I see this on a Facebook status update: "Hi baby!! My wonderful loving husband of mine have I told you how special you are and I love how understanding and forgiving you are!! Oh yes and by the way I just ordered our new front room furniture and ummm I just went a tinsy over the budget. But you love me right . He he he" I am floored. I didn't expect at all to be paid back for anything they were given over the holidays, but these are people who were so broke that two months ago they literally couldn't afford to buy shoes for their kids! And now they're buying new furniture for their house?? I'm stunned. I thought for sure that this would be the turning point for them, and they'd be able to dig themselves out and start saving money. I know now that these people will never be out of debt. They are going to go right on doing the same thing they've always done which is spend more than they earn. They sound like the US government for God's sake. I feel like a damn fool.