I will always have an Remington 870 pump action in my safe as a HD weapon - I make sure the gun is unloaded - dry fire - then load up the mag tube - leave the safety off (fire position) and stick it in the safe. If I ever need it - all I need to do is rack the forearm to load a round - no small buttons to push -simple easy - could do it in my sleep. I bought a 20 gauge semi auto for my wife to shoot - decided it would be a good idea to keep it next to the 870 - I loaded the mag tube up with #3 buckshot - left the chamber empty - safety off - All I would need to do is rack the cocking handle - seems straight forward enough. But I am not the type that accepts a simple solution without beating it to death. I considered locking the cocking handle back - with the magazine cut off engaged - then all I would need to do is push the magazine cut off button and the action closes and a round is loaded. The button is a little tight - my wife would have trouble - it is her gun. How do you keep your semi auto HD shot gun loaded?