It's funny but my banks seem to be closing all my credit card accounts due to the fact that they aren't making any money on me. Most recent is a Citi card that was interest free for 3 months on a $99 purchase and 6 months on $299 or more. I could buy any gun and pay for six months interest free which on occasion I did but paid it off before the interest kicked in. So I get a letter in the mail stating they are closing the acct. and I can go to their website and pick another card if I wished. I do and the rates they offer is outrageous. Prime is 3.25 and my credit is excellent but that's all they offer is almost 20% credit cards for well qualified persons. Any banks that are reputable offer sub 10% cards anymore??