I was out browsing gander mountain for Gun cleaners and other random stuff. I made my usual rounds though the gun counter to see what rip off prices they were charging when I noticed a guy completing a transation. He bought an XD service for $550. That's $120 more than the friendly neighborhood gun dealer charges. I started to feel sorry for the guy, but then I realized he should have done his homework and then he wouldn't have been ripped off. By the way the gander mountain in my area charges $20-$50 more for used guns then my local guy charges for new.