Well, I didn't win the lotto tonight and neither did a friend of mine. We got to talking about the state of our finances, at 30 years old, and those of various people we know. I've got the feeling that the career path our grandparents had - work from 18 until 55/60, retire and relax until death, is something fewer and fewer people - especially from my generation - will be able to do. How about you? Is retirement and long term finances something you are thinking about now in your 20s and 30s - or is it something to worry about later? What about other people you know? What will happen when social security is bankrupt and so are America's AARP members? More experienced gents - any wisdom to pass down?