If I'm dressed, I'm carrying........yes, even at home while sitting in my Lazyboy watching a football game, or watching Sesame Street with my grandkids. Have your investigated where defensive encounters take place? Nearly 2/3rds are home invasions. For me, it's no difference than putting my wallet in my back pocket and my cell phone in my front left pocket......it's part of my lifestyle. It's a lot easier carrying if it becomes a habit and not something you constantly think about. I do live in a safe neighborhood and really don't feel threatened, but have family and close friends who have had bad experiences. I want to be prepared if it ever happens to my or mine..... Do what feels right for you.