Had this conversation with a friend of mine, who does backgrounds and applicant processing for his agency. We were talking about a recent round of candidates and he asked me what I thought. He gave me two situations for a couple of applicants. Candidate 1 declared bankruptcy about 4 years ago after a divorce. Since then, he has worked to restore his credit and is current on payments. Candidate 2 declared bankruptcy 6 months ago. Seems his wife had a series of surgeries and was out of work for a couple of months. She didn't have enough PTO, so most of it was unpaid leave. Upon further questioning, the candidate said he tried to find second jobs, but no one was hiring. Now, this agency has an unspoken rule that a bankruptcy within 5 years is an immediate disqualification. However, my friend is questioning whether that should remain the case. If there is a satisfactory reason behind the bankruptcy, should it be allowed to pass? What do you guys think?