I had to take my son to the ER a few months ago. I took him to the hospital I work at, who provides my insurance and is on the list of "preferred providers" within network. I get the bill from the hospital and all is ok, but then I get a separate bill from the ER physician that is outrageous. When I question as to why the bill is so much I am being told that while the hospital itself is "in-network" the physician who saw him that night is "out-of network". So basically even though I took him where my insurance company prefers I take him to I am being screwed on the bill because the physicians the hospital contracts are out of network. As an employee there I am aware that all our ER phsycians belong to the same group so it wouldn't matter which one I saw, ALL of them would be considered "out-of network". Does this seem right? Is there anything I can do?