The topic of CC insurance keeps coming up. I've spent a fair amount of time researching plans and reading forum posts. Most of the informative forum posts are scattered or the threads have a lot of comments like: "I went with plan X because it was best for me," but without any details as to why that was the best choice for them. Many of the stickied threads in Carry Issues are short or dated, and I know much of the info is different now compared to 2009. My hope for this thread is for people who currently or previously had some sort of CC coverage to explain their choice and reasoning to help others make an informed decision. If more people make informed choices, the better the CC insurance market will become for everyone (options, price, customer service, services, etc). Why did you choose Plan X? What factors led to that decision? Are you happy with that decision? Is there anything you wish you had known before you bought a policy? Specifics would be appreciated. For those without coverage or not considering it, I'd ask you please refrain from commenting too much so as to keep the thread informative and on topic. There are already multiple threads asking for people's opinions on insurance. I'm more interested in people's experiences selecting and with CC coverage, not debating the merits of it. GT is full of extremely knowledable people, and I look forward to your responses. Hopefully this thread can pool some info together and become a good resource for those of us a bit lost in the sea of CC coverage options. Thanks in advance!