Can we now do a little work on reducing my cost of living

Discussion in 'Political Issues' started by FredSamp, Sep 6, 2018.

  1. FredSamp

    FredSamp

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    Fantastic!
    Can we now do a little work on reducing my cost of living to what it was a few years ago too?
     
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  2. Bradd D

    Bradd D

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    Interesting. My cost of living hasn't gone up. Have you considered living within your means?
     
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  3. FredSamp

    FredSamp

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    Doing the same thing I've done for years (which is living within my means).

    Gas is more expensive.
    Food is more expensive.
    My mortgage rate has gone up.
    My electric bill has gone up.
    My cost to heat has gone up.

    That means my cost of living has gone up without an increase in consumption.
    Maybe your cost has gone down by reducing your use of all of these things?
     
  4. Bradd D

    Bradd D

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    Gas is cheaper than it was under Obama.
    I'm budgeting the same amount for food and getting the same amount.
    I have a fixed rate mortgage.
    My electric has been the same for the 4 years I've lived in this house.
    I have electric heat...see above.
    My taxes went down.
    I get merit increases annually.
     
    Last edited: Sep 6, 2018
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  5. Bus007

    Bus007

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    Samp is just a soros funded troll
     
  6. Bradd D

    Bradd D

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    Soros isn't getting a good ROI.
     
  7. RussP

    RussP Super Moderator Staff Member Moderator

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    How do you suugest we do that?
     
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  8. JFrame

    JFrame

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    Yep... Someone just ain't living right... o_O

    .
     
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  9. FredSamp

    FredSamp

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    Average price for gas in 2016 was $2.14/ gallon. In 2017 it was $2.42 per gallon. For this year, it has hovered in the $2.80 range.
    That would be considered an increase in prices.

    Using a baseline of $100.00 in 2015, the CPI in 2016 was $101.26. In 2017 it was $103.42. In 2018 it is at $105.63.
    That would mean the cost of goods is increasing.

    In 2016, the average cost of electricity was 10.27 cents per kilowatt. In 2017 it was 10.54 cents. 2018 averages are not available, but in June of 2018, it cost more than June of 2017 in 30 states.

    Average mortgage rates are the highest they've been since 2014.

    If your life is cheaper today than it was last year you are certainly lucky and in the minority, as the average costs have increased for the whole country.
     
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  10. FredSamp

    FredSamp

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    I suggest the POTUS deliver on his promise to improve the economy.
    It's early in the game, but it's very hard to make up for lost ground when it comes to money.
    Interesting proposition, but not sure what Soros has to do with historical cost-of-living data for the US.
    Are you suggesting that Soros funded me to hack all of the public-access data to show fake information?
    Trust me, if I could do THAT I wouldn't need anyone to fund me for anything. I'd have more money than I would know what to do with.

    But if it makes you feel happier insulting me as opposed to gaining any working knowledge of economic reality, feel free. If you want to make a killing, I have some Enron stock to sell you.
     
    Last edited: Sep 6, 2018
  11. Bus007

    Bus007

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    I do feel happier, thanks. It's funny that facts are disturbing to you. Unemployment is very low, so you bring up cost of living, you just can't make some people happy. Maybe you should try a higher paying job!
     
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  12. FredSamp

    FredSamp

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    Yet another person who thinks one statistic changes everything for everyone.
    Myopic vision. It's pretty common around here.
     
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  13. Bradd D

    Bradd D

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    If those kinds of increases are crushing your budget...

    Were you angry pre-Trump?

    Untitled.png
     
  14. Bus007

    Bus007

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    You cherry picked your numbers, go back one of two more years and gas averaged over 3 dollars a gallon. My electric bill is the same, utilities went up five dollars a month. Taxes went down, overall i have more money in my account. Unless you live in a democratic run city that raised the minimum wage a lot and that raised your cost of living (simple economics) you are doing something wrong. You can't argue the facts or stats. It's funny that people like you can't be happy that the unemployment rate is so low. If you think the Democratic nominee would have got us to this point you are very naive. Have a MAGA day, God knows I will.
     
  15. FredSamp

    FredSamp

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    The CPI is not "cherry picking". It uses an average of "market basket" goods in/across the United States.
    It is a primary indicator of what our daily costs are, and has been for a long time.
    You can't argue that fact.

    Gasoline is not "cherry picking". It is used by almost everyone, every day in the United States. You can't argue that fact.

    Electricity is not cherry-picking. It is used by everyone, every day in the United States. You can't argue that fact.

    Mortgage rates is not "cherry picking". Millions of people across the US pay a mortgage bill monthly.

    I celebrated the low job rate in the very first line of my post. I think it's great. Don't try project what you WANTED me to post or believe.
    Regardless, to the average citizen, the cost of living has gone up without a commensurate increase in pay (and don't hand me the BS that all employers gave a raise when their taxes were reduced. It just ain't so.)

    If YOU aren't experiencing higher expenses, then bully for you. The AVERAGE American citizen IS. It's not a Democratic fact, it's not a Republican fact, it's not a Teabagger fact, it's just a FACT, and you cannot dispute it.
    Much like the weather: just because it's raining at your house, doesn't mean it's raining at EVERYONE'S house.

    FACTS and STATS are what indicate reality, not your myopic view of the world that is built upon what is happening in your back yard.
     
    Last edited: Sep 7, 2018
  16. Bus007

    Bus007

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    you used 2016 gas prices, I went back another year when it averaged 3 dollars a gallon, my electric bill is the same, but again you are off topic, unemployment is way down, have a MAGA day
     
  17. Bradd D

    Bradd D

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    Yep. We're headed in a terrible direction.

    Untitled.png
     
  18. RussP

    RussP Super Moderator Staff Member Moderator

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    Did you finance with a variable rate mortgage?
    When (mo/year) did you finance?
     
  19. FredSamp

    FredSamp

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    Adjustable rate after a period of fixed. Refi around 2000.
    Following the recent increase in the lending rate, my rates are going up.
    For the uninitiated, this means my monthly mortgage bill has increased.

    BTW - I'm a facts and figures guy. I know my overall monthly expenses have gone up since the election.
    My experience mirrors what the AVERAGE American is experiencing.
    Is it Trumps fault? Who knows? But if I'm going to have smoke blown up my butt that "things have improved thanks to Trump", when they have not (for me and for the AVERAGE American), I'll be glad to say "baloney!".

    I've read a million times that Obama destroyed the country. Yet, the AVERAGE citizen is worse off today than during his presidency.
    Huh.
     
  20. JFrame

    JFrame

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    Glad I locked into a fixed-rate mortgage when the interest rate was low.

    Buy low, sell high. :)

    .