Ok so I found a nice used car for a good price. I had it looked over by some one I trust so it's a good deal. I am looking at 2 options. One I get a loan pay 1/3 now and make payments over 18 months. The other is to cash out a bit of what I have in the market and skip the loan. I have no real credit to speak of just from paying my phone bill. So I have no idea if I could get the loan to start with. Would the proof of stock ownership be enough to help me get it? Is there any upside to paying it out right other then not having to pay the loan interest? Never got a loan before so any help would be great.