1. legal questions. If you don't already have a lawyer, your county bar associations and state bar association will usually have a referral service. Here, in my town, there is no charge for an initial 1/2 hour consultation. 2. my comments are directed at my experience with lawyers. My first boss told me to make friends with a lawyer. Take him to lunch once in a while. The business deals are made through lawyers in this country. OP did not cultivate a lawyer. He could have asked his question to a local guy over lunch. I have spent thousands of dollars on lawyers. I have spent money on CPAs. Years ago, my mom was sick. I ASKED around for the best estate lawyer in town and got a referral. He did her estate plan. Then he did my dad's. The lawyer complained to me that he could never make money off my dad because he came prepared with written questions, a pen and a notepad. For the older guys: do you write your questions out for your doctor before going for a visit? Do you take a notepad and pen to meetings? Most people do not do it! For the younger guys, start now making friends with a lawyer, take him to lunch, never go see a professional - lawyer, accountant, doctor, car mechanic without all your questions written out, carry a pad and pen. 3. For everyone. Most of you have had 6 months of downtime. How many of you have a written will and/or an intervivos trust? Would you like to be in the 90% of the general population who die without a will? It will cost you. Example 1. Girlfriend was married to a lawyer. Met her as she was finishing her divorce. He died without a will. Simple estate - a condo, a very few investments. It cost his estate an additional $35,000 in lawyer fees and court costs that could have been avoided. Example 2. The old b.s. about how you have things under control. Best friend and his girlfriend stopped by as they were going off for a three day weekend. She had been recently sick. Oh, yeah, she had her estate plan. Fortunately, her boyfriend was a CPA. She had lied to her boyfriend that she had a written estate plan. Just like most of us, I have better things to do. I will do it during my final illness. I saw her one week before she died. Fortunately, the boyfriend looked at her employment contract and had her retire, rather than die without retiring. She received a check for $100,000 that would have been lost. So here it is. You went through 6 months of down time. You didn't want to spend the money or the time to get your estate plan done. I went to one of the free retirement seminars. After which, you could have a free hour of consultation at the law office. I took a box of donuts to the free hour along with written questions. At the end, I could not use the lawyer's services. I pulled out a $100 bill and gave it to him. Although the consultation was free, I looked him in the eye and said I wanted him to remember me. And, he will. 4. Now there is going to be a big weekly Democratic presidential race bomb that Mr. Trump did not pay much in taxes. That is ok with me. He hired the best attorneys and CPAs that he could afford. His tax returns were also either audited or subject to audit. You would do the same thing if you sensible. 5. Henry Ford was under cross examination in a court hearing. The other side's attorney was making fun of his lack of education. Finally Ford got mad and said that he had three telephones on his desk. He could pick up a phone and call for the best advice. You can do the same thing. Make friends with a lawyer, an accountant, your dentist and your doctor. I gave my dentist a bottle of wine every year on her birthday. I gave my primary doctor a bottle of champagne when each of her children were born.