I just found out about this tonight. My stepson and daughter in law have a new baby that is about six months old they were married about 1.5 years ago and were together since 16. They are now 25. About four months ago my stepson, Justin let us know that someone got their hands on his debit card number presumably from buying a computer part online. The thief bought 700 dollars worth of various items using his card, drained his account etc. He notified the bank and they credited his account and started some sort of investigation. I warned him to stay on top of it. Last month his car broke down and he got it fixed. Instead of calling for help that he needed money he paid for the work and then didn't make a payment for 30 days. He made a payment but at this point he owed two payments last month and this month. He never borrows money from us and is afraid to ask I guess so he let it go. Now he has lost his car after paying 9K of a 12K loan. His bank revoked the 700 credit until the results of the identity theft investigation are over. One thing about him is he doesn't lie. His wife is a dental assistant for an oral surgeon and recently had her hours cut due to lack of business in the Indianapolis area. Apparently he can get his car back if he pays it off which amounts to $3000 for a 2002 Honda Civic with 120,000 miles. Bluebook shows $3,400 value for person to person but I doubt it is worth $3000. We have to help him because this is catastrophic. He has a steady job and I don't want him to lose it. They never ask for money, ever except this time which is the first. We are in Texas. I'm wondering about the best way to take care of this and still ensure that he gets the car and the clear title out of the deal. Even if the car isn't worth 3K this needs to be cleared up to hopefully salvage as much of his credit as possible. I would think it would be better to pay it off and get the car back than to let them auction it off for pennies on the dollar and owe the difference and have no car. I got his account number with Chrysler financial. I left a voicemail for them to call me. I will also call first thing in the morning. I want to make sure the credited the payment he made yesterday before it was repossessed last night. How does one go about paying off that loan to make sure he will get the car back, clear title etc ? Any advice would be appreciated.