If there are any accountants here, please chime in. I am married, I have a house (mortgage interest, PMI, taxes, etc.), 1 child ($850 credit), daycare expenses ($600 of the $8000/year) car registration fees ($300) and I live in NC. Our combined gross income is $110,000. I don't want a refund, I just want to break even without withholding anymore income. This year, taxes came out to about $1300 combined fed/state, which is better than it has been. Some years it has been closer to $3000 with less money earned. So, can an accountant benefit someone like me that apparently makes too much money in the eyes of the government(s)? Can a good accountant find their fee, offer an audit protection of some sort and at least keep my tax payment the same? Obviously, I'd prefer a lesser tax burden, but I'd settle on chipping off a piece to the private sector if I'm going to spend it anyways.