A check question

Discussion in 'The Okie Corral' started by zoti, Oct 26, 2010.

  1. zoti

    zoti

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    A client of mine gave me a check and forgot to sign it. Now the client is gone and I can't reach him. He moved away.

    I only discovered he forgot to sign after I got the check. I don't believe it was intentional but I would like to get my money.

    Is there any way I can cash/deposit that check?
     
  2. md2lgyk

    md2lgyk

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  3. MtBaldy

    MtBaldy Obie Wan, RIP

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    I doubt it.

    You didn't read the check when he gave it to you?

    How long have you had the check?

    Why didn't you deposit it sooner?

    How have you tried to contact him?

    If you involve the police they might be able to track him. You don' think it was intentional but it might have been fraud.

    Hope it wasn't for too much.
     
  4. Glockdude1

    Glockdude1 Federal Member CLM

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    No signature, no money for you.

    :cool:
     
  5. NanH

    NanH

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    Write 'signature guaranteed' next to the signature line.
     
  6. KNAK

    KNAK

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    I have done it before and it was okay....YMMV

    A few years ago I forgot to sign a check for a vendor, when the bank got the check, they called me and asked if it was ok, they processed it.
     
  7. Upstate Glocker

    Upstate Glocker

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    As a practical matter if the client had every intention of paying you and simply forgot to sign the check, scribbling a signature and depositing it is highly unlikely to produce a problem. However I would get his permission first; wherever he is, chances are they have phones there and you can get a verbal approval to sign his name. Written approval is better; he can send you an e-mail, or text, or fax at any Kinkos or hotel.

    Banks don't look at signatures before they accept the deposit to see if they are the same as on the signature card when he opened the account. On the other hand, if you scribble his signature and it turns out he did not authorize the payment, you are talking about both federal and state felonies if he sees what you did on his bank statement and presses charges.
     
  8. Model19

    Model19 Typical GnG

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    Deposit in the ATM. Maybe the bank won't look either.
     
  9. MtBaldy

    MtBaldy Obie Wan, RIP

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    I would strongly advise against signing it yourself. If the client has disappeared with no forwarding address you can't be sure he ever intended to sign it. Find him and get a new signed check sent to you or take him to court.
     
  10. zoti

    zoti

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    I run a small martial arts school and most of my transactions are CC so I
    Don't have a lot of checks and don't go deposit them often. He gave me a couple of checks. One had a signature and the other didn't. He then moved away and I have no idea where to. No phone number as well.

    I made a mistake. It was for $178. Not much buy still annoying.
     
  11. Marine8541

    Marine8541 iseedeadpeople

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    Even with his permission this is really bad advice. Get him to reissue and under no circumstances sign it for him!!
     
  12. Rinspeed

    Rinspeed JAFO

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    That's probably what I would do. :dunno:
     
  13. JASV.17

    JASV.17 Prime Example

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    I would first attempt to deposit the check unsigned. If that didn't work :dunno:.
     
  14. gbhamm2

    gbhamm2

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    I worked as a teller for two years, to be honest the bank prob won't look to see if the check is signed.
     
  15. Ersatz

    Ersatz

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    Try depositing, your bank and his might help you out. If that doesn't work, you might consider just chalking it as a loss and a lesson. I would not write anything on his check if I were you.
     
  16. zoti

    zoti

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    I have no intention of signing the check.
     
  17. NanH

    NanH

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    Do not forge the check. Write 'signature guaranteed' next to the signature line and run it through your account. His bank will contact him to make sure the check is legit before releasing the funds, so unless he's really trying to scam you, it will eventually get applied to your account.
     
  18. Dennis in MA

    Dennis in MA Get off my lawn

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    I'd recommend signing it for him. That would be wrong.


    Get someone else to sign it instead. :rofl:
     
  19. metrogruntual

    metrogruntual o__O

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    i would have signed

    and

    deposited loooooong time ago
     
  20. MtBaldy

    MtBaldy Obie Wan, RIP

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    One last thought. I would contact the bank the check is on and see if they can help you. They might know how to get in touch with him. It sounds like an honest mistake but you never know. I guess the "Signature Guaranteed" might be worth a try but I would have my doubts. At least you're not out too much and you can chalk it up to experience.