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Discussion in 'The Okie Corral' started by HalfHazzard, Nov 10, 2019.
I buy used cars cash. They work fine. I get in other people new cars and think how much they cost and just wonder why?
Some pepoles don't do math.
Had a friend that did the same thing. I never understood his logic, but he had a great truck and boat.
4 cars in 2 years.
No where did the article blame the buyers for POOR CHOICES.
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I wonder if he got ripped off on the interest rate as well.
A buddy of mine buys a new truck about every 2 years, puts maybe 5-7k on them , never drives in the winter.....if ya listen, the drivvel he spews about "making money" when he trades them in is unbelievable....every penny is financed, and every one has all the bells and whistles combined with some aftermarket upgrades. Not possible.
Liz will get those auto loans forgiven along with student loans.
Drive em till the wheels fall off fellas..
45K would buy a nice rental house..
Now to talk about something important
Old adages become old adages for a reason....
"A fool and his money are soon parted".
I have some buddies that razz me about my 16 year old Tundra just because it's "old", they ignore the fact that it's in really good shape. Meanwhile, they are all upside down on tricked out 3/4 tons...
It is kind of a prima facie case of predatory lending, loaning to someone with an IQ of an amoeba.. more bad bankers.
I have to laugh when I see Ally advertisements. Their motto should be, “ thanks suckers!”
The lendee thinks he’s doing great. His monthly payment is really low.
POOR choices? More like Dumb Ass choices
There is a reason why Dave Ramsey stays so busy...and after taking his courses, many folks just think: gosh that really was not complicated...why didn't we do that to begin with ?? short answer; 1. no one educated them about financing and 2. I see, I want, I buy...that is the mentality which keeps the lenders in business.
It's always the greedy bank's fault.
I spent 10 years in the retail auto/motorcycle industry and can't tell you how many people I saw do crap like this. I'd be sitting there thinking thank God there are morons like this to help me make such a good living. In some ways I felt sorry for them being so stupid, but in the end no one held a gun to their heads and made them do it.
Best one ever was a couple who came in to the Toyota store where I was working as a sales manager. His wife had insisted on purchasing a Chevy Equinox about a year before, while he said get a Toyota. Well, after that first year of her hating the Equinox and the various issues it had, she decided she wanted a Toyota. She picked out a nice RAV4 and they sat down to work the deal. They were over $10K upside down on the Equinox. The husband calmly sat there and said pretty much nothing, while she's whining and moaning. The deal is what it is, and realistically we didn't want the Equinox, so I told them that was it for the deal. The husband finally speaks up and tells the wife, "maybe the next time you'll listen to me and won't make a $10K mistake". He stroked a check for the negative equity and financed the RAV4. She was pretty quite the rest of the time they were there.
Was she hawt?
Yes, major details to the story are missing...