you've already dismissed sig in this post. you want affordable ammo so there goes 10MM. you're left with .45. you answered your own question. I carry a G22.4 on duty, and am considering a G23.4 for off duty (need to buy one still). I have long carried the .357sig in a G33.3. I cannot sing praise for this round highly enough, it is bar none my favorite. loaded with Underwood, the G33 is a bit much, however. Still considering a G32.4 vs the G23. My concern is, with less and less time to reload, and also my hatred for reloading SIG, I am leaning more and more toward the G23. Presently carry a G29.4. have for a long time now, to include this whole summer. make no mistake she's a hog. it's heavy, it's thick, it's hard to conceal, and you sweat, a lot, with it on, especially down here when it's Kenya weather for 4 months without end. That being said I've not found a gun that fits my hands better, and meets my criteria for potency and firepower, in a concealable package. not only that, it is very well rounded. against people, or critters. It sure is fine here in SC. would take it anywhere, urban or wilderness. may just change the loading if I was seriously concerned with hog and/or bear attacks, which I am not. I've accepted the fact long ago I am primarily a beach bum.