Mas - I seem to recall that you are not a big fan of the .380 for a self defense caliber and neither am I. However, having recently retired to Arizona in the winter months and spending summers at a little cabin in Minnesota, I am planning to commute back and forth by air and leave vehicles in both locations for ground transportation. In order to accommodate the travel restrictions and clothing issues here in Minnesota, where I typically wear a swimsuit with a drawstring elastic waist band, my Ruger LCP has become a primary CCW abdomen carried in a Remora holster. It's also cheap enough that I don't mind leaving a couple up here for me and my wife without major concern of someone breaking in and stealing them. Here's my question. I owned a couple of the first LCPs and they had problems with hollow point ammunition, so I've just been carrying FMJs in the two new guns purchased last winter. So far, no feeding problems. In addition, I've read in several forums that many people feel hollow points in the .380 caliber prevent adequate penetration to reach vital organs. What's your take? I like the fact that FMJs are less likely to jam and I feel inclined to buy the penetration argument.