If it had been a bank teller the beggar had "requested" money from instead of a guy in a stopped car, would the beggar be guilty of anything? And would the appropriate response be different? Why or why not?
Probably depends on how close the request came to a demand coupled with a reasonable fear of violence or implied threat of violence. A public defender possibly could find it easier to suggest that asking for money from an individual in public is a lot closer to a Constitutionally protected act of free speech than is asking for money from a bank teller inside a bank as the teller most likely does not have any authority to reach into the drawer and make a charitable donation, and unlike say a library, vagrants are probably easier to exclude from a bank.
And for practical purposes there are probably very few banks in areas that are key to have panhandlers and vagrants that would be authorized by the bank to be armed.
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