Yes, the Stow n Go Holster is soft sided, but it definitely shouldn't have enough play to allow movement of the trigger. Carrying with a round in the chamber is a personal choice. If you're not comfortable at the present time to carrry with a round in the chamber, don't force yourself to do so. You may want to carry your pistol inside its holster around your house and property doing your everyday movements. You'll eventually become more comfortable and confident in your carry choice and begin to carrying with a round in the chamber. Remember finger discipline and be confident. Good luck- you'll be just fine.