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a good reason to never use credit cards...

Discussion in 'Tech Talk' started by d3athp3nguin, Sep 12, 2008.


  1. d3athp3nguin

    d3athp3nguin
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    Joined:
    Aug 7, 2007
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    ...In a restaraunt, or any scenario that involves you handing the card to an attendant.

    This method of fraud (called skimming) has been around for a while now, but I thought it was worth bringing up after my latest rendezvous with my bank's fraud department :steamed:

    How it works at a restaraunt
    http://www.youtube.com/watch?v=Ns80IjFHyrg


    Watch out for ATMs too:
    http://www.youtube.com/watch?v=m3qK46L2b_c&NR=1

    This type of fraud works with any card that stores info on a magnetic stripe.

    I'm tempted to buy a card reader so I can see what kind of info is stored on all of my cards... My health insurance card has a stripe on the back of it, and now I wanna know what kind of info is on there!
     
  2. noway

    noway
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    Joined:
    Dec 14, 2000
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    Location:
    Davie "Cowboy" , FL
    That's why I have a business and personal card with limits on them by my bank and don't use a debit card.

    This way if you card is jacked, the theives would be pissed when all you have is $1000 or less of available credit.

    Other options would be to buy a rechargeable debit card. These work out great and you just add to the balance as you need it via the phone or internet from your main accounts.

    https://www.allaccesscard.com/prepaid-debit-card/

    Also check with your HR benefits co-ordinators alot of them have special no-cost programs with certain card companies for these items
     

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