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12mons. to pay 0 interest

Discussion in 'Band of Glockers' started by henry silos, Jan 23, 2007.

  1. henry silos

    henry silos

    16
    0
    Dec 25, 2006
    angeles city
    Gud day mga bro. what if some gun dealers would give 0 interest and 12 months to pay sa mga guns nila.
     
  2. riddler

    riddler

    1,183
    0
    Jan 19, 2001
    Don't ever believe that they have not imputed the interest and their hefty profit in the price of the guns.:upeyes:
     


  3. G19cPH

    G19cPH

    725
    0
    Jul 25, 2006
    Philippines
    Ok yun puwede thru credit card para mas madali payment..Im sure di sila tatanggap ng PDC.
     
  4. mikey177

    mikey177 Remember

    1,357
    0
    Jan 28, 2003
    Philippines
    Compare the total cash price with the total installment price to see if you're getting a good deal. If you are, then I don't see any reason not to go for it, unless you have second thoughts and decide that you want to sell the gun a few months after you buy it.
     
  5. toxic

    toxic

    1,491
    0
    Jan 15, 2005
    doin' time
    There's always a secret to such transactions,hidden charges, super high charge on repair or the waranty might be void usually 1 year sa atin or rounds equivalent or even high processing fee or perhaps Insurance for each unit (sa car pala yon)

    Bulk sale siguro works for the company who offer such transaction mas mababa importation, tax and may freebies that they can sell also, may
    mga companies na nakikipag tie up
    sa AFP or goverment institutions AFSLAI or iba pang Silai
    that would guarantee thier payment thru salary deduction.
     
  6. tagaykoyan

    tagaykoyan

    222
    0
    Nov 26, 2006
    Kyusi
    i think the best thing is to have these shops join BPI's 0% installment madness and similar promos from Citibank, AIG, etc. i'm sure almost all of us have already familiarized ourselves [if not memorized:supergrin:] the prices of guns from local dealers, so madali na lang mag compare.

    kung isabay itong 0% installment madness with the bi-annual gun show, siguradong uusok ang mga credit card nyo (mine included)
     
  7. s.g

    s.g

    159
    0
    Mar 13, 2003
    Philippines
    Hi Henry,

    Are you refering to a similar advertisement that usually comes out of the 'Buy And Sell' tabloid?

    Kelan kaya ang release ng unit nyan bro, halimbawang bumili tayo sa ganyan?

    :)
     
  8. bulm540

    bulm540

    1,495
    0
    Jun 18, 2004
    TN
    It still goes through a credit co. Ditto on riddler comments, they already have factored in the interest).
     
  9. Valor1

    Valor1 Pro Paingiver

    874
    0
    Jul 6, 2003
    Urban areas
    maganda talaga kung there really such a thing as 0% interest. Meron reduced interest pero wala talagang 0% or else hindi kikita ang credit card companies. personally, i'd rather allocate a certain budget and perhaps place it in a small investment vehicle like UITF. i will then save money and try to accumulate the amount I need to buy the gun that I wanted. when I have the cash, probably I can get a better deal from gunstores since I will pay cash.
     
  10. Any company that says it is selling anything on installment basis for "0% interest" ( a series of payments over time that, when added up, equal the list cost of the item) would, in some other countries, be legally liable to give a discount to anyone who offered to pay for the item in cash. Otherwise it is considered unfair to those who pay cash.

    In the Philippines, no. Caveat Emptor. There are so many tricks. E.g., the local "Midnight Madness" events are bull**** - the interest is already in the price.