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Old 04-07-2013, 17:47   #51
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Much like a neutered dog I don't expect to get it.
Cheer up. You'll get it.

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Old 04-07-2013, 18:03   #52
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It's a darn shame Americans have decided they aren't grown-up enough to handle their own allowance.
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Old 04-07-2013, 18:03   #53
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Why can't you (not just you) understand that the system was always that way. You never got back "your" money. It had been paid to someone else. The money I currently receive is being paid by someone else. There is no one alive in the US that won't eventually receive SS. The eligibility age may be 80, but the system will remain intact.

I've calculated that I have received about 6 times the amount I contributed since I started paying in 1959. Some of you were just born at the wrong time in history. You'll just have to work longer.
Well, you may be a thief, but at least you're honest about it!

The system's gonna go bust. We're not all that far behind Europe. We'll have some combo of increase in eligibility age, means testing, grossly inadequate COLA/inflation adjustment, and possibly eventual collapse (although that'll affect much more than just SS).

What's sad is the richest segment of the population bankrupting their progeny. Well, sad, sickening, and despicable. (And if you want to bring up the leaches of the younger generation...don't worry, I feel similarly about them, too!)
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Old 04-07-2013, 18:16   #54
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Between Congressional pilferage, fewer employed people paying in and higher numbers of people drawing longer than expected, social security is dead.

Problem is, we don't have a doctor with enough courage to make the pronouncement.
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Old 04-07-2013, 18:30   #55
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Ah the arrogance of the dependent class.
Better tread a little lighter there. I take my meager pension and my Social Security because they are there. In the meantime, my 401k's are doing quite well. The problem is that our combined incomes make it unwise to spend our savings. With or without SS, we'll be just fine, forever!

I'm dependent on no one. Never have been (after I turned 18).

Before you throw the 'boomers' under a bus, remember this: We were the best educated and most productive generation in the history of the planet. We built everything you have today. Yes, we had some help from our parents in kick starting things after the war but we built it all. We earned the money, we bought stuff and buying stuff employed other people to build stuff and so on. In the meantime, we paid money into a system that was supposed to take care of us because we really needed to spend money to build the economy. Savings does nothing for an economy.

One thing we didn't do is train our replacements. If we had, the later generations would have kicked us under a bus decades ago. OTOH, we didn't train our replacements so you youngsters can pretty much count on a failing society. Nobody knows how to do anything.

No problem for us, we have everything we need. Including beans and bullets.

You're on your own...

Richard
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Old 04-07-2013, 18:37   #56
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Better tread a little lighter there. I take my meager pension and my Social Security because they are there. In the meantime, my 401k's are doing quite well. The problem is that our combined incomes make it unwise to spend our savings. With or without SS, we'll be just fine, forever!

I'm dependent on no one. Never have been (after I turned 18).

Before you throw the 'boomers' under a bus, remember this: We were the best educated and most productive generation in the history of the planet. We built everything you have today. Yes, we had some help from our parents in kick starting things after the war but we built it all. We earned the money, we bought stuff and buying stuff employed other people to build stuff and so on. In the meantime, we paid money into a system that was supposed to take care of us because we really needed to spend money to build the economy. Savings does nothing for an economy.

One thing we didn't do is train our replacements. If we had, the later generations would have kicked us under a bus decades ago. OTOH, we didn't train our replacements so you youngsters can pretty much count on a failing society. Nobody knows how to do anything.

No problem for us, we have everything we need. Including beans and bullets.

You're on your own...

Richard
Wow. I never realized how deeply indebted we were to the boomers. Ive always considered boomers the worst generation. Please! Take more!

Btw, I don't think I've ever seen one of these threads where a boomer or senior admitted to NEEDING social security to make ends meet. They've all "done quite well" and simply use it to pay for hobbies and vacations. Yet, amazing to see the fangs come out when someone criticizes the teat of socialism security or Medicare.

It's a real mystery.


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Old 04-07-2013, 18:44   #57
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Remember, SS is also being looted by younger folks who suddenly realize they are disabled when their 99 weeks of unemployment benefits are exhausted.
They no longer count as unemployed.
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Old 04-07-2013, 18:52   #58
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Originally Posted by stevelyn View Post
Between Congressional pilferage, fewer employed people paying in and higher numbers of people drawing longer than expected, social security is dead.

Problem is, we don't have a doctor with enough courage to make the pronouncement.
Obama is offering cuts to social security, so maybe it is starting.
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Old 04-07-2013, 18:58   #59
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As with any Ponzi scheme, no it's not viable.

"Legal Plunder" as defined by Bastiat.
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Old 04-07-2013, 19:03   #60
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Better tread a little lighter there. I take my meager pension and my Social Security because they are there. In the meantime, my 401k's are doing quite well. The problem is that our combined incomes make it unwise to spend our savings. With or without SS, we'll be just fine, forever!

I'm dependent on no one. Never have been (after I turned 18).

Before you throw the 'boomers' under a bus, remember this: We were the best educated and most productive generation in the history of the planet. We built everything you have today. Yes, we had some help from our parents in kick starting things after the war but we built it all. We earned the money, we bought stuff and buying stuff employed other people to build stuff and so on. In the meantime, we paid money into a system that was supposed to take care of us because we really needed to spend money to build the economy. Savings does nothing for an economy.

One thing we didn't do is train our replacements. If we had, the later generations would have kicked us under a bus decades ago. OTOH, we didn't train our replacements so you youngsters can pretty much count on a failing society. Nobody knows how to do anything.

No problem for us, we have everything we need. Including beans and bullets.

You're on your own...

Richard
"I take it because it's there." - Many thieves use this excuse to rationalize their behavior.

"Savings do nothing for an economy." - With that statement, you demonstrate that you don't know how an economy works.

The rest is just laughable.
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Old 04-07-2013, 19:06   #61
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Wow. I never realized how deeply indebted we were to the boomers. Ive always considered boomers the worst generation. Please! Take more!
I plan to but thanks for offering...

We tried to tell everybody that houses were overpriced but everybody was smarter than us. So, we sold them our houses and bought them back cheaper than we sold them. Greenspan made the comment clear back in 2004 that ARM loans would destroy borrowers. Actually, I think he made a similar comment back in 2001. But, no, the kids were smart! They just knew they could flip that house and be an instant millionaire.

It was a big game of musical chairs and everybody was happy until the music stopped. I bought a small house in '86 for 81k and sold it in 2003 for $290k. The profit was obscene! But I kept it...

Quote:
Btw, I don't think I've ever seen one of these threads where a boomer or senior admitted to NEEDING social security to make ends meet. They've all "done quite well" and simply use it to pay for hobbies and vacations. Yet, amazing to see the fangs come out when someone criticizes the teat of socialism security or Medicare.

It's a real mystery.
Well, the folks who need SS probably don't have disposable income to play with guns and therefore they don't hang around on gun related forums.

Do you really think that $1700/mo SS means anything? It's only slightly more than minimum wage. It covers some of my hobbies but certainly not all. OTOH, I don't have to get up in the morning to get it

Richard
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Old 04-07-2013, 19:13   #62
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Originally Posted by F106 Fan View Post
Better tread a little lighter there. I take my meager pension and my Social Security because they are there. In the meantime, my 401k's are doing quite well. The problem is that our combined incomes make it unwise to spend our savings. With or without SS, we'll be just fine, forever!

I'm dependent on no one. Never have been (after I turned 18).

Before you throw the 'boomers' under a bus, remember this: We were the best educated and most productive generation in the history of the planet. We built everything you have today. Yes, we had some help from our parents in kick starting things after the war but we built it all. We earned the money, we bought stuff and buying stuff employed other people to build stuff and so on. In the meantime, we paid money into a system that was supposed to take care of us because we really needed to spend money to build the economy. Savings does nothing for an economy.

One thing we didn't do is train our replacements. If we had, the later generations would have kicked us under a bus decades ago. OTOH, we didn't train our replacements so you youngsters can pretty much count on a failing society. Nobody knows how to do anything.

No problem for us, we have everything we need. Including beans and bullets.

You're on your own...

Richard
From an another thread:

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Originally Posted by aplcr0331 View Post
October Rust is on to something, here's another contribution;

Fifty years from now, when historians sit down to write the decline and fall of America, they will marvel at how brilliantly the Boomer generation played America.

When they were young, they smoked pot, dodged the draft, and went to college on the cheap. They fought for social justice and equality, sowing the seeds of cultural dissension via minority group rights activism.

When they got older, they banned pot and other drugs, kept the Selective Service in place, and implemented policies that jacked the cost of college through the roof. They protested the mega-corporations during the sixties and seventies, and then bought those same organizations in the eighties.

They protested government corruption when they were twenty, and then turned around and corrupted the government in ways that few can fathom, even in this day and age, when they turned forty.

Everything they condemned in their youth they now do on scale that would turn the collective stomachs of the generations before them. The Boomers avoided responsibility in their youth and are looking to do the same in their old age.

To that end, the Boomers set up social safety nets that wouldn’t go bankrupt until they were in the grave. They consolidated their political power to ensure that the government would steal from future generations until the last of the Boomers could enjoy the final sleep. And by dismantling education, they ensured that their children and grandchildren wouldn’t realize what was happening until it was too late. And when they eventually woke up to the fraud being perpetuated by the Boomers, they wouldn’t know how to address it.

Now, we're not suggesting that a bunch of Boomers sat down one day and discussed the best way to keep future generations ignorant of their evil plans. From what we've observed, the dumbing down of education is mostly a result of the self-esteem movement which, by pure coincidence, was started by the Boomers.

The Boomers rebelled against all sorts of traditions, and the traditions present in education and child-rearing were no exception. Instead of encouraging self-esteem the old way (only praising children when they met some high standards, e.g.), they dumbed down the standards for praise. Instead of trophies for winners, they offered trophies for participants. Instead of rewards for As, they handed out rewards for attendance or not dropping out.

They celebrated the mundane, making normal the exception and substandard the norm. This wasn’t a hidden conspiracy, accomplished by back-room wheeling and dealing, this was the natural by-product of their thinking. Boomers have always been narcissistic and self-centered, and they want their children and grandchildren share in this vice. Sadly, they do.

The children and grandchildren of Boomers are the messiahs they’ve been waiting for. They’re exceptional, brilliant, and every other positive superlative you can toss their way. The problem is that some of them still need to consult a diagram when tying their shoes. The praise and adulation heaped upon the current generation by the Boomers, coupled with dumbed-down standards to ensure that rhetoric matched nominal reality, has ensured the current generation is unable to clean up the mess they caused.

Don’t expect the Boomers to complain, though. Why? Because cleaning up their mess almost certainly requires the elimination of the world’s most selfish generation: the Baby Boomers.

The dual purpose of the Boomers’ existence has been self-preservation and self-enrichment. Everything they’ve done fits one of those two goals. They don’t care about a legacy, because if they did, they would have raised their children instead of shipping them off to daycares and prisons schools indoctrination camps. They don’t care what happens to their children; many don’t plan on leaving an inheritance, physical, spiritual, or otherwise. They simply want to take as much of this world’s wealth and lavish it on themselves.

They desire opulence on a grand scale, and they don’t care who they destroy to get. They’ll sell their grandchildren, if necessary. Actually, they already have.

And so, here is the legacy of the Boomers: They have gained the whole world but lost their soul. They have it all, and have mortgaged everything to get it. They will leave this world in tatters and their children with nothing.
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Old 04-07-2013, 19:17   #63
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.

"Savings do nothing for an economy." - With that statement, you demonstrate that you don't know how an economy works.
If everybody just saves their money, in a bank or worse, under the bed, there IS no economy. Economies are feedback loops. One person working making money to buy stuff from another person working. If they don't buy stuff, nobody works. Ask Japan... Their economy has been stagnant for decades even with 0% interest rates. They can't even GIVE money to industries to expand.

Simple example: Fast food restaurants. They survive because people work long hours and would gladly trade cash for cooked food. If people stopped making that trade, half of the workers in the country would be unemployed.

There's a reason that job growth is in the 'services' industry. The kids don't know enough to get a job anywhere other than flippin' burgers. We send all the technical work elsewhere. Make of that what you will. It's not because of labor rates...

It is true, however, that my degrees are in engineering, not economics. I did take Econ 101, of course, but I never really had no interest in it. The adventures are in engineering!

Richard
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Old 04-07-2013, 19:22   #64
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Obama is offering cuts to social security, so maybe it is starting.
There are two voting blocks in this country that politicians truly fear: The NRA and the AARP.

Don't count on any changes other than those that affect future retirees. Youngsters will probably have to work longer to get to SS. Who cares?

I remember when I worked in an aircraft plant back in the late '60s all of these older guys retiring (I was in my early 20's) The vast majority of them only lived a year or two after retirement. It seemed odd to me that they worked so hard for so long and had so little time left to enjoy life.

Medical advances have changed everything. Things that killed my parents are now entirely manageable. I don't know that I'll make it to my 70's or 80's but it is possible.

Richard
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Old 04-07-2013, 19:27   #65
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There are two voting blocks in this country that politicians truly fear: The NRA and the AARP.

Don't count on any changes other than those that affect future retirees. Youngsters will probably have to work longer to get to SS. Who cares?

I remember when I worked in an aircraft plant back in the late '60s all of these older guys retiring (I was in my early 20's) The vast majority of them only lived a year or two after retirement. It seemed odd to me that they worked so hard for so long and had so little time left to enjoy life.

Medical advances have changed everything. Things that killed my parents are now entirely manageable. I don't know that I'll make it to my 70's or 80's but it is possible.

Richard
Boomers, the most selfish generation,
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Old 04-07-2013, 19:30   #66
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Social Security is just another layer of federal taxation. It's not a trust fund, and you didn't "pay into" it. You were taxed to pay for an unsustainable pyramid scheme, and most of you, sadly, are just fine with the federal government stealing from future generations to pay for your bit of the gravy train.
Strange you mentioned "gravy train".

Without that generous monthly social security check, many seniors won't be able to buy food. Seniors are going to be sneaking into neighborhood backyards to see if the family dog left them a bit of kibble in the food dish.

Gravy Train is a fav. Excellent dog food- just add warm water and it makes its own gravy right there in the bowl. Dogs love it and seniors in your neighborhood will appreciate it, too.
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Old 04-07-2013, 19:33   #67
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Boomers, the most selfish generation,
But the youngsters are going to live a lot longer than the 'boomers' because of all the stuff we invented. You owe us so suck it up!

Richard
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Old 04-07-2013, 19:33   #68
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I bought a small house in '86 for 81k and sold it in 2003 for $290k. The profit was obscene!
Actually, that's less than 8% annualized growth. You must have been too busy being the best educated generation in the history of the planet to learn any math.
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Old 04-07-2013, 19:37   #69
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There's a reason that job growth is in the 'services' industry. The kids don't know enough to get a job anywhere other than flippin' burgers. We send all the technical work elsewhere. Make of that what you will. It's not because of labor rates...
That's an utterly stupid statement. America still has the world's most educated, talented, technically able workforce of any country in the world. We make the vast bulk of the world's highly engineered manufactured goods, be they airplanes or locomotives or turbines or heavy machinery.
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Old 04-07-2013, 19:38   #70
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Without that generous monthly social security check, many seniors won't be able to buy food.
They should have saved more, then.
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Old 04-07-2013, 19:39   #71
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I remember when I worked in an aircraft plant back in the late '60s all of these older guys retiring (I was in my early 20's) The vast majority of them only lived a year or two after retirement. It seemed odd to me that they worked so hard for so long and had so little time left to enjoy life.
The thing that "seemed odd" to you was the absolute norm for the vast majority of human history.

For essentially as long as there have been people, if a person wasn't able to generate enough economic output of one form or another to pay for the calories they needed to consume... they died. There was no such thing as "retirement." This idea that you have that you are somehow entitled to take time off and enjoy life is the thing that's "odd."
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Old 04-07-2013, 19:40   #72
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Boomers, the most selfish generation,
Hey, now! A bit judgmental aren't we?

FWIW I use my SS to pay the taxes on my unearned income stream...any left over goes toward property taxes.

So, in my case, the younger generation that pays into SS is supporting folks their own age who are on welfare and unemployment.

If you're going to be harsh, at least keep your boogie men straight. In some cases, a mirror might help.
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Old 04-07-2013, 19:41   #73
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Wow. I never realized how deeply indebted we were to the boomers. Ive always considered boomers the worst generation. Please! Take more!

Btw, I don't think I've ever seen one of these threads where a boomer or senior admitted to NEEDING social security to make ends meet. They've all "done quite well" and simply use it to pay for hobbies and vacations. Yet, amazing to see the fangs come out when someone criticizes the teat of socialism security or Medicare.

It's a real mystery.


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Not a mystery at all. Scumbag thieves always act like they are the superior person.
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Old 04-07-2013, 19:45   #74
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If everybody just saves their money, in a bank or worse, under the bed, there IS no economy. Economies are feedback loops. One person working making money to buy stuff from another person working. If they don't buy stuff, nobody works. Ask Japan... Their economy has been stagnant for decades even with 0% interest rates. They can't even GIVE money to industries to expand.

Simple example: Fast food restaurants. They survive because people work long hours and would gladly trade cash for cooked food. If people stopped making that trade, half of the workers in the country would be unemployed.
Where did the money come from to build the restaurant? How about the aircraft plant you worked in?
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Old 04-07-2013, 19:46   #75
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Strange you mentioned "gravy train".

Without that generous monthly social security check, many seniors won't be able to buy food. Seniors are going to be sneaking into neighborhood backyards to see if the family dog left them a bit of kibble in the food dish.

Gravy Train is a fav. Excellent dog food- just add warm water and it makes its own gravy right there in the bowl. Dogs love it and seniors in your neighborhood will appreciate it, too.
Jesus Christ, shut up with the liberal BS already. Seniors are far wealthier than the people being taxed to pad their banks accounts. Life sucks, and if you didn't lift a finger to see to your own well-being after several decades, then I have very little sympathy. Get your **** together, and stop expecting me to pay your way in life.
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