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Old 01-04-2013, 19:32   #26
Glock20 10mm
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Originally Posted by RayB View Post
And...

Wait for it...

Wait for it...












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Old 01-04-2013, 19:49   #27
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Old 01-04-2013, 20:00   #28
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My social security with holding went up about $220 per check (bi weekly) but a lot if not most of that is due to the year starting over for social security withholdings. Happens every year to me, they stop taking SS with holding when you reach amount X with held YTD and then when the year starts again the with holding shoots back up until you reach that amount again.

Not sure about the medical increase yet, but I am sure that is going to suck as well.

Yeah, it was 4.2% and ~$110K, capped at ~$4600/yr. Now at 6.2% and ~$113K, it's capped at ~$7050/yr.

It's 2% more FICA being collected for everyone, no need to ask how much - it's 2%.
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Old 01-04-2013, 20:16   #29
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I haven't seen a new years check yet. Expect an increase in health care costs. Beyond that, lets see...

Gas is climbing again
Food prices are predicted to continue to rise
Medical devices will cost more because of Obamacare tax increases
Inflation will be reducing the value of my money

It's going to be an outstanding year
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Old 01-04-2013, 20:19   #30
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Originally Posted by hooligan74 View Post
Yeah, it was 4.2% and ~$110K, capped at ~$4600/yr. Now at 6.2% and ~$113K, it's capped at ~$7050/yr.

It's 2% more FICA being collected for everyone, no need to ask how much - it's 2%.
Yeah I can feel Obama behind me as we speak
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Old 01-04-2013, 20:26   #31
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Old 01-04-2013, 20:36   #32
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Haven't gotten my first of the year yet. Mine always takes a big hit since I go from no SS tax (max out) back to starting over and have to pay SS tax again until I reach the max for this year. And of course, now I get to "give" a little more.
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Old 01-04-2013, 20:39   #33
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Haven't gotten my first of the year yet. Mine always takes a big hit since I go from no SS tax (max out) back to starting over and have to pay SS tax again until I reach the max for this year. And of course, now I get to "give" a little more.
You and me both. Happens every year to me and yet every year it pisses me of when it happens
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Old 01-04-2013, 20:47   #34
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You and me both. Happens every year to me and yet every year it pisses me of when it happens
If you and jdavionic were glass half-full kind of guys, you could just enjoy the extra cash at Christmas time...

I use it to lay in a stash of the seasonal wine that makes the January gov't theft less unpalatable...
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Old 01-04-2013, 21:54   #35
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If you and jdavionic were glass half-full kind of guys, you could just enjoy the extra cash at Christmas time...

I use it to lay in a stash of the seasonal wine that makes the January gov't theft less unpalatable...
True, I guess I need to look at it that way
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Old 01-05-2013, 00:32   #36
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just got my first paycheck of 2k13, im down about $34 for a regular 80-hour check......

and i really can't wait til' next month when our benefits open-enrollment begins, that's when we find out how much our health insurance-premiums will get jacked up thanks to obamacare....
It's pretty damn funny, reading the headline, I KNEW this line was going to be in here.....


....even though, remarkably, the changes for the heathcare reform stuff are NOT in effect yet. The primary provision don't kick in until NEXT year.

Why does everyone act like their health insurance costs have NEVER, EVER changed until now? I don't know about the rest of you, but I haven't paid the same 2 years in a row for medical coverage since I starting getting benefits (somewhere around the late 90s, after I got out of the military).

Insurance rates go up. It happens every year. And one other thing that's been happening lately is that rates are changing VERY little, but employers are shifting a higher percentage to the employees, because it increases their profit margin.

Ask your employer to show you the complete benefit breakdown for last year and this year. See what the percentages are between what they're paying and what you're paying. I bet you see a change that's not in your favor.
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Old 01-05-2013, 00:41   #37
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You and me both. Happens every year to me and yet every year it pisses me of when it happens
At least you guys are smart enough to expect/laugh about it. I've just decided to try getting a handle on my finances and start paying attention to the numbers. I compare paychecks month against month. I just saw my Jan. 2013 and it scared the crap out of me!! A 1/3rd of my check was deducted for taxes. I was afraid that was becoming the new standard. Glad to hear it'll taper off.
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Old 01-05-2013, 00:43   #38
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My first 2013 check showed a loss of $31/week. I need to look at the pay stub to see where the extra deduction came from.
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Old 01-05-2013, 01:18   #39
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The past few years we have had historic low income tax rates. Additionally, SS taxes were temporarily reduced.

It's time to pay the piper.
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Old 01-05-2013, 01:23   #40
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Barely January 5th 2013 and the camels nose is already in the tent.
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Old 01-05-2013, 05:31   #41
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Originally Posted by WarCry View Post
It's pretty damn funny, reading the headline, I KNEW this line was going to be in here.....


....even though, remarkably, the changes for the heathcare reform stuff are NOT in effect yet. The primary provision don't kick in until NEXT year.

Why does everyone act like their health insurance costs have NEVER, EVER changed until now? I don't know about the rest of you, but I haven't paid the same 2 years in a row for medical coverage since I starting getting benefits (somewhere around the late 90s, after I got out of the military).

Insurance rates go up. It happens every year. And one other thing that's been happening lately is that rates are changing VERY little, but employers are shifting a higher percentage to the employees, because it increases their profit margin.

Ask your employer to show you the complete benefit breakdown for last year and this year. See what the percentages are between what they're paying and what you're paying. I bet you see a change that's not in your favor.
maybe because mine have not, we have had the same provider for over seven years now, and the only difference we have seen has been a change in deductibles...
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Old 01-05-2013, 05:42   #42
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Wait until the U.S. adopts California's cap and trade program...
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Old 01-05-2013, 06:03   #43
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Everyone in the federal gov't got a pay raise.
Where did you come up with that lie?
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Old 01-05-2013, 06:08   #44
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The 2% is not a tax increase, it's going back to what it always was. I got a whole 1.7%.
Correct 100%
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Old 01-05-2013, 06:47   #45
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It's pretty damn funny, reading the headline, I KNEW this line was going to be in here.....


....even though, remarkably, the changes for the heathcare reform stuff are NOT in effect yet. The primary provision don't kick in until NEXT year.
.
Not true. Obamacare taxes actually began in 2010 (note not all taxes are related to income). The ones that will will be most notable, by design, begin in 2013 as I understand it. This year will see a surtax on investment income (capital gains). So, the rate that some think is going from 15 to 20%, will actually be closer to 24%.

In addition, ther is an increase in the Medicare payroll tax.

Also as mentioned, the payroll tax increase will also effect your paycheck.
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Old 01-05-2013, 08:04   #46
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Not true. Obamacare taxes actually began in 2010 (note not all taxes are related to income). The ones that will will be most notable, by design, begin in 2013 as I understand it. This year will see a surtax on investment income (capital gains). So, the rate that some think is going from 15 to 20%, will actually be closer to 24%.

In addition, ther is an increase in the Medicare payroll tax.

Also as mentioned, the payroll tax increase will also effect your paycheck.

The increase is on medical devices. Are you a medical device manufacturer?

The cap gains tax has nothing to do with Obamacare.

There has been no payroll tax increase. Soc Sec deductions moved back to their historic levels before the change. (they did away with the 2% temporary reduction)

The medicare increase is .9% on earnings over $250,000 and only taxed once that earnings threshold is reached.

I don't think you understand the taxation on healthcare.

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Old 01-05-2013, 08:44   #47
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The increase is on medical devices. Are you a medical device manufacturer?

The cap gains tax has nothing to do with Obamacare.

There has been no payroll tax increase. Soc Sec deductions moved back to their historic levels before the change. (they did away with the 2% temporary reduction)

The medicare increase is .9% on earnings over $250,000 and only taxed once that earnings threshold is reached.

I don't think you understand the taxation on healthcare.
The increase on capital gains from 15 to 20, has nothing to do with Obamacare. The additional 3.8% on top of that does.

Thank you for pointing out the .9 was limited to 250K+ earners. You are correct, I do not "fully" understand this, but am trying and trying to do so without bias.

One thing I do understand is that my employer totally revamped its healthcare offerings specifically due to this bill. It's such a mess now, even the people that administer it couldn't answer questions in the three one-hour sessions I participated in. In the 14 years with this company, I was quite satisfied with the health care offerings. Now I am not. I heard frequently that if you like you current health care, you will get to keep it. This turned out not to be true in my case. So admittedly, it's a challenge to be without bias.
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Old 01-05-2013, 08:48   #48
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The increase on capital gains from 15 to 20, has nothing to do with Obamacare. The additional 3.8% on top of that does.

Thank you for pointing out the .9 was limited to 250K+ earners. You are correct, I do not "fully" understand this, but am trying and trying to do so without bias.

One thing I do understand is that my employer totally revamped its healthcare offerings specifically due to this bill. It's such a mess now, even the people that administer it couldn't answer questions in the three one-hour sessions I participated in. In the 14 years with this company, I was quite satisfied with the health care offerings. Now I am not. I heard frequently that if you like you current health care, you will get to keep it. This turned out not to be true in my case. So admittedly, it's a challenge to be without bias.

At this point, it is you employer making the changes. It is not related to the healthcare bill.
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Old 01-05-2013, 08:52   #49
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Keep working hard folks, millions on welfare depend on YOU.
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Old 01-05-2013, 09:23   #50
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at this point, it looks like about 19 bucks a week. it's hard to pinpoint because our locals throw a bunch of one time taxes in. (52 a year for 911, etc...), and, i had too much to do to sit down and look how else the lovely .gov decided to **** me. but if i figured it out right, about 19 bucks a week.
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