Ladies and gentlemen, I may be biased since I shoot on Alabama Holster's GSSF team, but I can say that the holsters and mag pouches they make are excellent and well worth the cost.
I routinely carry a Smith 442 in one of their pocket holsters and a G27 (or 26 or 33) in a Hooker.
The retention on their OWB Ranger and mag pouches are excellent.
Although I don't have a Ruger LCP or KelTec 3AT, the people I know that do are really enjoying the pocket holsters they bought for it.
Give them a try, they work, and their customer service is great.
Ammo hoarders- I picture them sitting Smaug-like on 25,000 round pile of mixed ammo; not shooting it, just collecting it.