I owe 90k in student loans. My rate is fixed. They can not come to me and say, " we know you owe 90k but with inflation we are readjusting it to 200k. And your payments have just quadrupled as well." Not gonna happen. My income will adjust to inflation. If not, I'll pay my debt when the government pays theirs. I'll continue to service my debt, before some get all snippy about MY debt.
A classmate of mine did an internship at a halfway house (criminal justice degree). They told a story of a convict that used to be an investment banker. He owed a huge restitution debt, according to my classmate. He swore that he would only work a minimum wage job for the rest of his life as a screw you to his debt. Yeah, like he'd have any other choice as a felon.
Malo periculosam libertatem quam quietum servitium. - I prefer liberty with danger to peace with slavery.