I lead a staid, routine life and as a result I normally carry without a chambered round unless I travel to an unknown locale or known dangerous area.
I concede that this method leaves a gap in my ability to respond to a potential life-or-death situation, but then I consider it no different than having to fumble with a manual safety. (None of my self-defense handguns have a manual safety)
I have read far more anecdotes by Glock Talk members about their ND/AD experiences than I have about their involvements in actual shootouts so I've decided to err on the side of caution in my normal routine.
Nobody can assess his/her individual circumstances except the individual, although it's always good to read suggestions as there are likely issues that one hasn't considered.
Last edited by unit1069; 01-29-2013 at 12:07..