I'll be copying this. All except for #8... too many people use that type of thinking to get into debt. Saving money is not bad. Sure, spend money on what you want if you have the money, but don't use a credit card!
Just because it is a dumb, easily resolved issue, doesn't mean you should stop doing it. - sorry I forget which GT'er posted this...
I'm not angry, I'm just loud. - Friend's son.