I'm 62 y/o, quit smoking in '78, cold turkey while stationed in Kunsan, Korea. I had been a casual user of chewing tobacco for many years and quit that in the same fashion about 3 years ago. Trust me - there's nothing to gain from using tobacco except to keep the evil brown weed & medical industries in business. Wouldn't surprise me that in years to come, insurance will not cover any tobacco related issues.
True religion is the life you lead, not the creed you profess - Louis Nizer.