I live in SW Florida where the summers are 8 months long. During these times I prefer to where cargo shorts and a snug fitting t-shirt or tank top. The only things that work for me is pocket carry with a LCR, Remora or belly band IWB at 2 o'clock carrying of my SR9C or G-19. All work okay.
Be an optimist but expect the worst and you'll never be disappointed!
If you don't believe in God believe in Karma!
You can call me Al.