[CitizenOfDreams]

And this, kids, is why you never use debit cards for shopping. Debit cards, unlike credit cards, are linked to "real" money in your account, so banks handle their security more zealously.

Also, this is why you carry several different cards plus some emergency cash.

Just to be clear, I'm in no way trying to excuse what BoA did to you. That was a messed up way to handle it on their part.