Originally Posted by HerrGlock
The insurance company should sue his mother for recovery of the pay out on the car. Every dime she ever gets, half of it goes towards the insurance company. Do that every time something like this happens and see if the parents start paying attention to what their kids are doing.
They certainly can - that's basic insurance law. It's easiest to sue his estate, but he owns nothing, so they could probably make a case against the parent. However, insurance companies are there for profit, so they don't sue unless there is actually money to be made. There is a 99.99765% chance his mother lives off our tax money.