Originally Posted by certifiedfunds
We had an excellent rating as a volunteer department. It hasn't improved since becoming paid and unionized. The only thing that has changed are the expenses.
Yet interestingly enough the new chief is issuing all sorts of veiled threats about how the rating will drop and services will be less. We were fine before these THUGS came along. Where is their value?
Why did the rating not improve? Here the rating is much better for those with full time manned stations. Last year my insurance wanted to triple my rates due to my location and rating.
I'm actually closer to a VFD that isn't in my coverage area. I went and had their chief sign a letter saying they would respond to a fire at my house so my insurance would be cut drastically.